Kiger Insurance Agency offers insurance in Parkersburg, WV, Vienna, WV, Marietta, OH and Belpre, OH.
Your local, independent agency since 2007
Kiger Insurance Agency offers insurance in Parkersburg, WV, Vienna, WV, Marietta, OH and Belpre, OH.
Insurance in Parkersburg, WV, Vienna, WV, Marietta, OH and Belpre, OH
Kiger Insurance Agency offers personal insurance and business insurance.
Insurance in Parkersburg, WV, Vienna, WV, Marietta, OH and Belpre, OH
Kiger Insurance Agency offers personal insurance and business insurance.
About Our Insurance Agency
Established in 2007, Kiger Insurance Agency is a local independent agency offering our clients personal and business insurance with specialties in home insurance, auto insurance, renters insurance, farm insurance, dealership insurance, brewery insurance, restaurant insurance and business owners insurance.
John Kiger serves as the Principal and Financial Advisor in Kiger Insurance Agency and Zachary Kiger serves as lead agent. We pride ourselves on being your local, full service agency, providing insurance solutions in Parkersburg, WV, Vienna, WV, Marietta, OH and Belpre, OH.
Being independent means that we are not held to offering just one quote. We write many lines of coverage through a number of our preferred carriers. We meet with our clients, discuss their specific needs and work closely with the many companies we represent to find the right policy for them.
We believe our clients deserve the utmost dedication, expert advice and personal attention from a trusted partner. As that partner, we’ll help you make smart decisions—protecting you from the unexpected and planning for the predictable.
Parkersburg, WV
1215 Avery Street, Suite B
Parkersburg, WV 26101
Also providing services in Vienna, WV, Marietta, OH, and Belpre, OH.
Unpredictable losses can occur to your property due to burglary, fire, water damage, storm, and more.
Personal property, such as furniture, rugs, TVs, stereos, clothes, and more may be covered under your basic insurance policy. However, items like jewelry, furs, silverware, antiques, collectibles, and other valuables should likely be insured separately.
Some types of personal property are subject to limits of coverage under renters insurance policies. These limits vary by the type of property and by what caused the loss or damage. For example, jewelry, bicycles, collectible cards, and coins may have limited coverage or may not be covered.
Obtain a personal floater or schedule your valuable possessions to ensure you’ll have the money to replace them.
If the building you live in has a loss from a covered peril under your renters insurance policy that makes your apartment or home uninhabitable, you will need to find somewhere else to live while the repairs are undertaken. This can be expensive and inconvenient.
Be sure your insurance policy includes additional living expense coverage. If you need to move out and rent another location, this coverage provides for the increase in living expenses–such as moving costs, increased food costs, and other expenses.
You are responsible if you or a guest in your unit trips and falls or sustains an injury while on your property.
Be sure that you have adequate liability insurance to protect for claims made against you for bodily injury or property damage – such as a slip and fall or other allegation. Liability coverage also provides protection should you become legally liable for unintentional bodily injury or property damage anywhere in the world.
You're responsible if a guest is injured while on your property and you may be required to pay their medical expenses.
Ensure your insurance policy covers this risk. In the event a person is injured in your unit, he or she can submit medical bills to your insurance company. Medical expenses are usually paid without a liability claim being filed against you, with typical limits ranging from $1,000 to $5,000.
You may not be able to rent the apartment or home if your landlord or property manager requires renters insurance and you do not have it.
Having a renters insurance policy allows you to provide a certificate of insurance to the landlord or property manager showing that you have the coverage required to rent the apartment or home.
Any improvements or betterments that you have made to your unit are subject to damage.
Be sure to obtain coverage for improvements or betterments that you have installed in your apartment or home.
You may take your valuable property outside of your unit. For example, what happens if your laptop or golf clubs get damaged or stolen while traveling?
Be sure to add off premises theft coverage to your policy to cover your personal property while your belongings are away from your home. Auto insurance does not usually cover personal property stolen from your car.
You may be responsible for damage to your apartment or dwelling should you, for example, have a leaking sink or accidentally start a fire.
Be sure your policy has liability coverage that includes tenants legal liability or premises liability. Your landlord may require that you to have this type of insurance protection in place as a requirement before renting the property to you.
There’s more to insurance than the price of the policy.
Explore our interactive graphics and learn about your unique risks and the related insurance solutions.